Capital Advisory · South Africa

The right capital,
structured around
your deal.

We arrange funding for businesses, commercial property, acquisitions and renewable energy — connecting you with the right capital from our network of 180+ banks, private lenders and investors. No upfront fees. No retainers. Success-fee only.

Apply for funding View all solutions
No upfront fees
Won't affect your credit score
POPIA compliant
What can we fund?
🏢
Business Funding
R100k – R100M+
›
🏗️
Commercial Property
R5M – R500M+
›
🤝
Business Acquisitions
R5M – R500M+
›
☀️
Solar & Renewable
Zero capex to R200M+
›
🌱
DFI & ESG Capital
$5M USD+
›
R1bn+
Capital arranged for SA businesses
180+
Funding partners locally & internationally
30+
Years of combined financial experience
0
Upfront fees. Ever.
How it works

Three steps from application to capital.

We handle the complexity — you focus on running your business or closing your deal.

1
Tell us about your deal
Submit your funding requirement through our simple application form. Share what you need, your business details and any supporting documents — takes less than 10 minutes.
2
We identify the right structure
Our team assesses your application, optimises the capital structure and identifies the most appropriate funders from our network. We come back to you with a clear recommendation.
3
We manage it to close
We negotiate terms, manage the process and support you through to drawdown. Our fee is success-based — if your deal doesn't close, we don't earn. That's the only alignment that matters.
What we fund

Capital across every deal type.

From everyday business funding to large, complex transactions — one application gives you access to our entire network.

🏢
Business Funding
Working capital, asset finance, invoice finance, merchant cash advance and secured loans for South African businesses across all sectors.
R100k – R100M+ 24–72hr turnaround Unsecured available
🏗️
Commercial Property
Acquisition finance, development loans, bridging, equity release and mezzanine for commercial property investors and developers.
R5M – R500M+ Up to 75% LTV All asset types
🤝
Business Acquisitions
Leveraged buyouts, management buyouts, structured acquisitions and vendor finance for business purchases across South Africa.
R5M – R500M+ LBO structures MBO specialists
☀️
Solar & Renewable Energy
Zero-capex commercial solar, EPC project finance and large-scale renewable energy funding for businesses and developers.
Zero capex available 50kWp – 50MW+ DFI & ESG capital
Why Evergreen Capital

We're not a broker. We're your capital partner.

There's a meaningful difference between a passive introducer and an active deal participant. We operate as the latter.

🎯
Success-fee only
No retainers, no upfront fees, no working fees. We earn exclusively on successful completion — our incentives are fully aligned with yours.
🌐
One application. 180+ funders.
Access our entire network of banks, private lenders, DFIs and institutional capital providers through a single submission.
🏗️
We structure, not just introduce
We optimise your capital stack before going to market. Better structure means better terms, better pricing and higher probability of approval.
⚡
Initial response within 48 hours
We move at the pace of your transaction. Applications are reviewed promptly and you'll have a clear response within 1 business day.
🔒
Your information stays protected
POPIA compliant throughout. Your application will not trigger a credit enquiry or affect your credit file. We handle your information responsibly.
📋
R100k to R1bn+
From SME working capital to large commercial property and acquisition transactions — our team and network covers the full spectrum of deal sizes and types.
FAQs

Frequently asked questions.

Everything you need to know before you apply.

What does it cost to use Evergreen Capital?
Nothing upfront — ever. We operate on a strict success-fee basis, meaning our fee is only payable on successful completion of your funding. No retainers, no working fees, no charges for our time if your deal doesn't close.
Will applying affect my credit score?
No. Submitting an application to Evergreen Capital does not trigger a credit enquiry and will not affect your credit file. Credit checks only occur if and when a specific lender formally assesses your application — and we'll always discuss this with you before it happens.
Who can apply for funding?
For business funding, we typically require at least 12 months trading history and a minimum monthly turnover of R100,000. Your business must be CIPC registered with an active business bank account. For property, acquisition and solar transactions, eligibility depends on the specific deal — submit an application and we'll advise you directly.
How quickly can I get funding?
For unsecured business loans and merchant cash advances, approvals can happen within 24–72 hours of receiving a complete application. Asset finance and invoice finance typically take 2–5 business days. Commercial property, acquisition and structured transactions take longer depending on complexity — typically 2–8 weeks from mandate to drawdown.
Do I need to provide security or collateral?
Not necessarily. Several of our products — including unsecured business loans and merchant cash advances — require no security or collateral. For larger loan amounts, secured products, or property and acquisition finance, security will typically be required. We'll always identify the most appropriate product for your situation.
Can you help with commercial property and acquisition finance?
Yes — commercial property acquisition, development finance, bridging and equity release are core to what we do. We also structure leveraged buyouts, management acquisitions and cross-border M&A transactions. These larger transactions are handled by specialist members of our team with direct experience in structuring and executing complex capital arrangements.
How is my personal and business information protected?
We are fully POPIA compliant. Your information is used solely to assess and arrange funding on your behalf and is never shared with third parties without your consent. We take data security seriously and have appropriate measures in place to protect your personal and business information throughout the process.
Ready to get started?
Submit your application in under 10 minutes. Our team will review it and be in touch within 1 business day — no obligation, no upfront cost.
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